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中文摘要: 目的 比较分析新加坡与我国医疗保险个人账户支付的不同，为完善我国个人账户支付提出建议。方法 通过比较分析的方法，分析两国医保基金支付管理的基本情况，并从基金的积累、控费效果、保障范围和分级诊疗方面概括两者的差异。结果 我国与新加坡相比，个人账户基金总体控费效果有待提高、保障力度有待加强及分级治疗不够清晰。结论 通过制定法规、提高资金使用效率、提高保障水平和划分医疗层级等措施可在一定程度上完善我国医疗保险个人账户基金支付管理。
Abstract:OBJECTIVE Comparing the differences between Singapore and China's medical insurance individual accounts, the paper puts forward some Suggestions to improve our personal account payment. METHODS Through comparative analysis, the basic situation of the payment management of the two countries' health insurance fund is analyzed.From the accumulation of fund, control fee effect, protection scope, classification diagnosis and treatment of the difference.RESULTS Compared with Singapore, the overall control fee effect of individual account fund needs to be improved, the guarantee intensity needs to be strengthened and the grading treatment is not clear enough. CONCLUSION By making laws and regulations, improving the efficiency of capital use, improving the guarantee level and dividing the medical level, we can improve the payment management of our individual account fund to some extent.
文章编号：3201801004 中图分类号：R195 文献标志码：
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